Transport & Logistics Insurance
Specialized insurance for freight, warehousing, and distribution businesses with comprehensive fleet and cargo protection.
Why Transport Insurance is Essential
With over 625,000 commercial trucks on Australian roads, protecting your fleet, cargo, and operations is critical for business continuity.
$121.64B
Australia road freight transport market projected by 2034
20.1M
Registered motor vehicles in Australia (2021)
625K+
Commercial trucks registered in Australia
The Australia road freight transport market reached USD $68.76 billion in 2024, expected to grow at a CAGR of 5.87% to reach $121.64 billion by 2034.
Regardless of your fleet size and transporting goods need, insurance cover is essential to safeguard your employees and mitigate commercial risks. In certain instances, transport insurance in Australia becomes a mandatory requirement.
Certain types, like workers' compensation and commercial auto insurance, are typically mandatory. Other types, such as cargo insurance, are highly recommended but not always required by law.
In 2020, there were 223,949 million tonne-kilometres of freight transported across Australia, with 521,255 rigid trucks and 104,442 articulated trucks registered.
NTI is Australia's number 1 truck insurance provider, offering comprehensive protection for prime movers, trailers, rigid trucks 3.5T and over, and plant equipment.
Key Coverage Areas
Fleet Insurance
NTI's Fleet Motor Policy has been specifically developed with over 45 years of experience to keep medium-large sized Australian heavy motor vehicle fleet operators on the move. Commercial motor vehicle insurance covers the vehicles or fleet used to transport goods, protecting against accidents, theft, and damage.
- Comprehensive accident coverage
- New vehicle replacement up to 120% of sum insured
- 3 year replacement for new motor vehicles that are total loss
- Fleet policies for 15+ vehicles
Cargo Coverage
NTI Carriers Insurance provides three levels of cover - Accidental Damage, Insured Perils and Carriers Cargo Legal Liability. Designed for commercial carriers who transport goods overland, protecting freight while in transit. Coverage applies from single, one-way shipments to annual cover for ongoing regular shipping activity.
- Multi-modal transit protection (road, rail, sea, air)
- $2.5M standard dangerous goods cover (up to $50M available)
- Livestock and specialized cargo protection
- Sea containers and high-value electronics
Comprehensive Protection
Transport and logistics insurance covers your means of transport, such as heavy haulage carriers, seafaring vessels, trucks, passenger cars, or cargo vans. The coverage also protects what you carry: sea containers, computer chips, livestock, and even dangerous cargo.
Road Transport
- • Trucks and heavy vehicles
- • Delivery vans
- • Cargo carriers
Sea & Air Freight
- • Container shipping
- • Air cargo
- • International freight
Warehousing
- • Storage facilities
- • Distribution centers
- • Cold storage
Our Underwriting Partners
We partner with Australia's leading transport and marine insurance underwriters:
NTI Limited
Australia's leading specialist insurance provider for truck, transport, and marine insurance with fleet policies for 15+ vehicles
Chubb Insurance
CargoAdvantage® system with instant quote and certificate issuance, featuring experienced marine underwriters
QBE Marine
Marine cargo protection specialists covering goods moved by air, sea, rail, road, post or courier
Zurich Australia
Marine Liability insurance for shipping industry and transport supply chain with worldwide cargo coverage
360 Underwriting
Marine, Cargo & Transit insurance with extensive cover and competitive premiums
Marinex Underwriting
Specialty marine insurance products including cargo and liability coverage
Specific Products Available
Fleet Motor Insurance
Comprehensive coverage for commercial vehicle fleets including trucks, vans, and specialized transport vehicles
Available for fleets of 15+ vehicles with accident, fire, and theft protection
Marine Cargo Insurance
Protection for goods transported by sea, air, road, rail, post or courier against theft, loss, and damage
Single shipment or annual cover options available
Carriers Liability Insurance
Protects carriers when liable for delay, loss or damage to goods in their care
Essential for freight forwarders and logistics operators
Logistics Operators Liability
Comprehensive coverage for complex transport and logistics operations including warehousing
Covers goods in storage and during transit
2025 Industry Trends
Customization & Technology
Australian importers and exporters are increasing their networks throughout Asia-Pacific, driving demand for more flexible cargo insurance cover. Companies are increasingly wanting policies that give fine-grained protection customized to the mode of transport, goods type, and local risk profile.
Digital Transformation
The digitalization of insurance services is increasing accessibility, with cutting-edge digital platforms enabling traders, cargo owners, and logistics operators to seek quotes, buy coverage, and handle claims more easily.
October 2024 Update
Marinex Underwriting ventured into the Australian market with marine insurance products, including cargo and liability, to address increased demand for specialty coverage.
March 2024 Update
360 Underwriting Solutions released a new Marine, Cargo & Transit insurance policy with extensive cover, competitive premium, and experienced underwriting capability.
Additional Coverage Options
Public Liability
Protection against third-party claims for injury or property damage
Transit Insurance
Comprehensive coverage for goods during transportation
Goods in Storage
Protection for inventory in warehouses and distribution centers
Business Interruption
Coverage for lost revenue due to operational disruptions
Secure Your Transport & Logistics Business
Protect your fleet, cargo, and operations with comprehensive insurance tailored to the transport industry.