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Real Estate & Property Management Insurance

Comprehensive insurance protection for real estate agents, property managers, landlords, and property investment businesses.

Modern real estate property

Why Real Estate Insurance Is Critical

Real estate professionals handle significant financial transactions and client assets, creating substantial liability exposure. Professional indemnity and comprehensive business insurance protect against claims, regulatory actions, and business disruptions.

The Australian property sector contributes over $400 billion to GDP, with thousands of agencies and property managers operating nationwide.

Real Estate Insurance Coverage

Professional Indemnity

  • Negligent advice or representation
  • Contract and disclosure breaches
  • Title and valuation errors
  • Regulatory investigation costs

Trust Account Protection

  • Fidelity guarantee coverage
  • Employee dishonesty protection
  • Fraudulent transfer coverage
  • Trust account misappropriation

Public & Products Liability

  • Property inspection injuries
  • Open home accidents
  • Third-party property damage
  • Tenant injury claims

Cyber & Data Protection

  • Client data breach coverage
  • Privacy Act compliance
  • Cybercrime and fraud protection
  • Business interruption from cyber events

Real Estate Businesses We Cover

Residential Agencies

Sales agents, buyer's agents, property consultants

Property Management

Rental managers, strata management, community associations

Commercial Real Estate

Commercial sales and leasing, industrial property

Property Development

Developers, project marketers, subdivision specialists

Auctioneers

Real estate auctioneers, auction platforms

Property Investors

Landlords, investment portfolios, property trusts

Common Claims in Real Estate

Disclosure Failures

Failure to disclose material facts about a property, including building defects, zoning restrictions, or planned developments affecting value.

Misrepresentation

Incorrect information about property features, rental returns, or market conditions leading to financial loss for clients.

Trust Account Issues

Mishandling of rental bonds, deposits, or client funds, including late payments or unauthorized withdrawals.

Contract Disputes

Errors in sale contracts, lease agreements, or management agreements resulting in legal disputes and financial claims.

Protect Your Real Estate Business

Get expert advice on comprehensive insurance coverage designed for real estate professionals.