Education & Training Insurance
Comprehensive insurance solutions for schools, training organizations, tutors, and education providers across Australia.
Why Education Insurance Matters
Education providers face unique liability exposures from student safety, professional advice, regulatory compliance, and child protection requirements. Comprehensive insurance protects institutions and educators from diverse risks.
Australia's education and training sector employs over 400,000 people, with growing demand for vocational education, online learning, and specialized training services.
Child Safety & Protection Requirements
Education providers working with children must meet strict Working with Children Check requirements, mandatory reporting obligations, and child safe standards. Insurance helps manage compliance and protect against claims.
Education Insurance Coverage
Professional Indemnity
- •Educational advice and assessment errors
- •Curriculum design and delivery claims
- •Career guidance negligence
- •Regulatory investigation defense costs
Public & Products Liability
- •Student injury on premises
- •Playground and sports accidents
- •Excursion and field trip incidents
- •Equipment and facilities liability
Management Liability
- •Directors and officers protection
- •Employment practices liability
- •Statutory liability coverage
- •Crisis management response
Abuse & Molestation Coverage
- •Sexual abuse allegations defense
- •Physical and emotional abuse claims
- •Investigation and legal defense
- •Reputation and crisis management
Education Providers We Cover
Schools & Colleges
Independent schools, boarding schools, preschools, kindergartens
Vocational Training (RTOs)
Registered training organizations, trade schools, skills training
Tutoring Services
Private tutors, tutoring centers, test preparation services
Online Learning
E-learning platforms, distance education, online courses
Language Schools
English language schools, international student programs
Corporate Training
Professional development, corporate training providers
Special Education
Disability support, special needs education, therapy services
Sports & Recreation
Sports coaching, outdoor education, recreation programs
Music & Arts
Music schools, art classes, performing arts education
Key Risk Areas in Education
Student Safety & Supervision
Duty of care failures, inadequate supervision during activities, bullying incidents, and injuries occurring under the institution's care.
Professional Standards
Educational malpractice, incorrect assessments, failure to identify learning difficulties, or inadequate educational progress.
Regulatory Compliance
ASQA or ACECQA standards breaches, registration violations, quality audit findings, and compliance failures.
Employment Disputes
Teacher misconduct allegations, unfair dismissal claims, discrimination, and workplace harassment issues.
Protect Your Education Business
Get comprehensive insurance coverage designed for education and training providers.